You must register your residence in Bulgaria if you are planning to stay for over 90 days, within three months of arrival and either in the Migration Directorate in Sofia or in the nearest regional directorate. However, buying property can be hugely complex, red tape means a small admin task can take all day and both general customer service and government staff’s attitudes get a good bashing. Living in Bulgaria is very safe, contrary to the perception created by the media. Legal Requirements; Learn Bulgarian; Events; Real Estate; Blog. Bulgaria operates a flat tax system whereby personal and corporate tax rates in 2011 are 10% across the board. Bulgaria is a funny country – it seems to have an almost equal number of British expatriates happy or disaffected with life in Bulgaria. A cost of housing score of 1 indicates most expensive while a 10 represents cheapest. Lorraine shares her thoughts on living in Bulgaria, here. Allison, on fitting in while living in Sofia, Bulgaria . Upon your arrival in Bulgaria you will need a bank account for organizing your finances, therefore a comprehensive introduction on Banking in Bulgaria. Living in Bulgaria: the main reason people chose living in Bulgaria is the low cost of live including cost of properties, accommodation, student tuition fee, common transportation, foods and restaurants, etc. Of those who most vociferously complain about living in Bulgaria, a high percentage bemoan the lack of decent employment opportunities. However, many expats already discovered working and living in Bulgaria. DSK Expressbank and Postbank were both recommended as Bulgarian banks for foreigners. You see, Bulgaria was a nation massively over-sold in terms of its appeal prior to and immediately following EU accession, and this resulted in a small wave of immigration – particularly from the UK and Ireland. Living In Bulgaria hat 2.310 Mitglieder. The British government advises that you should register as a resident in Bulgaria, review your healthcare cover, check your passport is valid for travel and exchange your UK driving licence for a Bulgarian one. Forum and message board for Bulgaria. Bulgaria had expected to join the ERM-2 mechanism – the ‘waiting room’ to full euro membership – in 2020, and adopt the euro in 2023, but has now said it is “obliged to slow down the tempo” because of concerns about the exchange rate to the common currency and opposition within the country. If you go through Paris and Barcelona, of course you will see the sights that made these top destinations. Overall I'm very happy here. We’re basing our opinions on the feedback we’ve directly received over the years, and also on what we regularly read on dedicated forums. The average salary after taxes in Bulgaria is $611, which is enough to cover living expenses for 1 months.. Living in Bulgaria. Refurbishments are to be expected if you buy, but a common warning on forums is to get local advice and recommendations when it comes to builders and never to pay everything upfront. New Bulgarian rules require immigrants to demonstrate they can support themselves financially, although the Bulgarian prime minister has publicly welcomed British migrants. The cost of housing in Bulgaria is equal to Bulgaria average and earns a score of 4 out of 10. A single person costs: $875 per month. Good life, medical and dental care, social contacts. Bulgaria has been chosen by a number of Britons who wanted to get home or Internet-based businesses off the ground for the specific reason that their tax burden would be low. Many people commute to Sofia from here. According to Eurostat in 2017. The LIMA app can help you with traffic and road conditions. Bulgaria Guide. The city didn’t resonate with me immediately, but after a few weeks of staying in Sofia, I slowly began to fall in love with all that it had to offer. The following are collected for use in determining the cost of housing score: square footage, monthly rent, home prices, and utilities. Living in Bulgaria doesn’t cost nearly as much as living in the UK. Living and working in Bulgaria and COVID-19. Myself and my husband recently made a decision after 16 years of living in Dubai to relocate to Bulgaria. It has its challenges like anywhere else in the world. If you’re looking to escape the UK, you’re interested in moving to a relatively affordable nation with a fledgling but solid winter and summer tourism market, where there are plenty of other expats already in residence but where the nation is not yet saturated with Brits, perhaps Bulgaria’s worthy of your consideration. Cons. Living in Bulgaria can be unimaginably crazy, challenging and rewarding. Complete Guide to Living in Bulgaria. Living in Bulgaria - country-level data from the European Quality of Life Survey (EQLS) Working life in Bulgaria - key characteristic of working life across a range of parameters. To the east, it has a glorious coastline along the Black Sea. Read more in our full article, Bulgaria: The pros and cons. It is thought that up to a fifth of the 30,000-strong population is foreign. To be considered financially independent, your monthly income should at least be equal to the national minimum wage per month. As a foreigner I've lived in Bulgaria for a few years now. Living in Bulgaria. If you’re earning less than the accepted monthly minimum amount to enjoy a ‘normal’ standard of living, you’ll struggle to meet rental costs on decent accommodation. Most services are connected to the Bulgarian bank system and especially for payments such as social security, taxes … Today we share with you our cost of living in Sofia, Bulgaria for one month. Especially relevant to the low threat of violent crime. (3) Rent in Bulgaria on average is 74.06% lower than in the UK. Corruption. Expats living in Bulgaria can have all kinds of experiences while living abroad there. Leslie Grantham: Bulgaria’s most famed Briton? Safety and Security in Bulgaria For many people, the lifestyle that comes with living in Bulgaria is the biggest attraction. Several thousand international expats live in the capital – the cheapest city in Western Europe – either in apartments in downtown areas such as Doctor’s Garden, or in suburbs such as Boyana, Dragalevtsi and Bistritsa. READ MORE. If you relocate to Bulgaria with the prospect of finding employment there – you may find it very difficult to land yourself a job which will allow you to benefit from Bulgaria’s low cost of living. So what is it like to live in Bulgaria and how do you go about moving and settling down there? Enjoy greater financial choice retired abroad. Moving on to a consideration of property prices in Bulgaria, this once again relates to the above. The law is strict when it comes to drink-driving, with almost zero tolerance (0.05 percent blood-alcohol limit) and you could face losing your licence and even jail time. You need to contrast the cost of living with what you can expect to earn in Bulgaria. Alcohol and tobacco are 43% lower in Bulgaria than the E.U average. Single person estimated monthly costs: 1,478 лв Bulgaria is the 4th cheapest country in Eastern Europe (10 out of 13) Cost of living in Bulgaria is cheaper than in 76% of countries in the World (57 out of 75) There’s a great etiquette guide on the Bulgarian Embassy of London site. All modes of transport, including air, railways, roads, and waterways, are well developed, making living in Bulgaria and getting around the country easy. There is also a tax-free allowance of €4,050 (£3,460) per year. BANKING IN BULGARIA. Britons who have settled into the nation well, comment that Bulgarians are hugely accepting and friendly towards them, particularly when they make the effort to learn the local language. Basically tourist traps, KFCs and Pizza Huts ruining the vibe. Food 28% less and amazingly housing 69% less. Bulgarian food is rich in distinctive flavors. You must put a minimum amount into the account for it to be opened, which differs depending on the area. Cost of living in Bulgaria is 48.12% lower than in the United Kingdom. If you go through Paris and Barcelona, of course you will see the sights that made these top destinations. The average salary after taxes in Bulgaria is $611, which is enough to cover living expenses for 1 months.. Get to grips, too, with some Bulgarian etiquette: don’t point your index finger, don’t ever slap someone on the back, and remember that you nod ‘no’ and shake your head for ‘yes’. Try living on £95 a week - it will go three times further in Bulgaria! I'll outline the pros & cons below. I am originally from Bulgaria.Living in Sofia including the expenses will probably cost me more then living in South Carolina, USA. Also, note that most banks will not offer joint accounts. Bulgaria: Average Salary, Minimum Wage & Mortgages. Statistical global safety rankings generally rank Bulgaria in the top 20 percentile. Joe and Jess were very welcoming and knowledgeable about the area they are living in and put together a portfolio of 6 properties for us to visit at very short notice. Pre-order your FREE Expat Retirement Income Guide 2021. You are welcome to experience it for yourself! Many retired expats from Western Europe or the USA relocate to Bulgaria as it allows them to purchase property more cheaply while extending the purchasing power of their pensions. A friend of ours recommended us to contact Joe & Jess at Alternative Living. The areas where we sell property in the South East are known as the warmest parts of the country. Bulgaria is cheap. When people describe villages in Bulgaria, they describe “horse and cart” type of villages. In terms of educating your children, for expats on a secure contract and earning a decent income, private school education is possible. Live in Bulgaria Accommodation The minimum wage in Bulgaria has climbed from 170 euros when we did this post originally to 261 per month today. Contrast Bulgaria with somewhere like southern Spain or Cyprus for example, and you’ll know what we mean! Built on seven hills, it has a partially restored Roman stadium and an open-air Roman theatre, now used to stage open-air concerts and plays. Sofia. For anyone looking to reduce the amount of tax they pay on their income or business profits therefore, Bulgaria is definitely attractive! Bulgarian offer favorable conditions for retired people to get a … Cost of Living in Bulgaria Access data about cities and countries worldwide. Basics For Living in Bulgaria. Life outside of the capital is even cheaper. Transport 54% less. Who can live in Sofia Bulgaria. Varna is 76% cheaper than New York City. Get information on cost of living, employment, tax and crime. According to an overview of Sofia as published on the Expat in Bulgaria website for example: “It’s not uncommon to see horses hitched to wagons, or pensioners trying to supplement their meagre pensions by digging through rubbish bins. The largest community is in the capital, Sofia. Let’s analyze the cost of living in Bulgaria including costs with groceries and internet, transport and real estate. The capital and largest city of Bulgaria is Sofia. Emigrating. The vast landscape of Bulgaria provides many new opportunities. Discover best places to live in Bulgaria. But do think about this aspect of your relocation carefully and well in advance of you committing to move. Prices in the UK are 82 percent higher than in Bulgaria, according to Numbeo – 214 percent including rent. A huge caveat is that there is no social security agreement between the UK and Bulgaria, so your UK state pension will be frozen at its current rate upon first payment, with no increases linked to inflation. Fitting in as an Expat Living in Bulgaria "In some ways I feel like a local, but in most ways I still feel like an outsider." Join hundreds of expats who've already benefited with our free guides. Perhaps our report on how to make a living in Bulgaria will help and inspire you to find decent employment. It’s a small town nestled at the foot of the Pirin mountains, with a low cost of living making it attractive to those ski fans otherwise eyeing up France, Italy and Switzerland. Expats looking to purchase holiday homes on the Black Sea coast and those looking for investment properties head to Bulgaria, thanks to a low cost of living in Bulgaria, scenic countryside and the country’s proximity to the rest of Europe. Considering its small size, Bulgaria has a great variety of geographical features and is divided … Bulgaria is a beautiful country and an interesting destination if you are a pensioner and are looking for a foreigner friendly country, and the most affordable cost of living country in the European Union. Property prices in Bulgaria have settled down from their peaks following EU accession – meaning that it’s possible to buy decent accommodation country-wide, (with the exception of a few exclusive suburbs in Sofia), for much less than you would pay in the UK for similar accommodation. Bulgaria is a nation which has retained its national identity, history, culture and tradition – it has certainly not sold out to the west. Summary of cost of living in Bulgaria. In discussing the Bulgarian people, their country and their acceptance of foreigners – once again opinion is wholly divided. Secondly, Bulgaria’s cost of living is low only for those who earn above the average in the country: according to the National Statistical Institute average monthly income in Bulgaria is BGN 767.68 (Bulgarian Lev) per household and BGN 310.56 per person, which is about £340 and £137 respectively. The Just Landed Guide is designed to help you deal with the day-to-day challenges of living, working or studying in Bulgaria. A hugely popular coastal city on the Black Sea with its own direct budget flights from the UK, this beach town has also become a business hub. You can choose your GP so most expats tend to choose a local and/or English-speaking doctor. FIRST CLASS TRUCKING . List of prices in Plovdiv (Bulgaria) for food, housing, transportation, going out, and more on Dec 2020. Forget those Iron Curtain images of cigarette-smoking politburo-dispatched spies in Bulgaria trailing you through dark, winding alleys, bugging your room and confiscating your papers. Heavy snow in winter, driving a little zanier than you are used to in the UK and potholes mean you will probably want a four-wheel-drive vehicle – and will drive on the right side of the road. A single traveler costs: $1,482 per month. This is quite low and not enough for a normal living if you have to pay for the rent. Attend … From our contacts and from forums, the answer is yes: you can still open a Bulgarian bank account as a non-resident (although one Bulgarian, who had helped a non-resident Greek contact open an account recently, told us it was a “challenging task”). Your private pensions can of course be paid to you wherever you are living. This allows expats living in Bulgaria to enjoy a European lifestyle at a cheaper cost. Today we share with you our cost of living in Sofia, Bulgaria for one month. The minimum wage in Bulgaria has climbed in the recent years and it has reached $300 nowadays. Statistical global safety rankings generally rank Bulgaria in the top 20 percentile. Living in Bulgaria is ideal idea for retirement because of Bulgarian low prices as well as good health care facilities and a mild climate. Mercer’s annual cost of living list places Sofia on the 180th place price-wise. Bulgaria has been a member of the E.U since the 01st of January 2007. … All rights reserved. Possibly because their dream had no basis in reality in the first place. Council taxes can sometimes be as low as £20.00 a year. However, many expats already discovered working and living in Bulgaria. Some less than positive aspects of living in Bulgaria. The British Embassy regularly holds events across Bulgaria for UK nationals. Alcoholic and non-alcoholic beverages cost on average 65% less, and clothing costs are 75% less than the European Union average. Compare the Cost of Living in Plovdiv with any other city in the world. Over-sold as a location after its entry into the European Union in 2008, a real estate bubble quickly formed and burst in Bulgaria, which has left some out of pocket, particularly if they invested in big new tourist developments on the coast or in the ski resorts. It features links to official resources containing major Brexit information. 1-Living in Bulgaria will be an adventure, doesn’t matter what kind of person you are and what you want out of life. Enjoy greater financial choice retired abroad. Work for Us; FIRST CLASS AIR CARGO. When driving in Bulgaria, carry your passport or ID card, driving licence, registration card, insurance documents and vehicle inspection card. But to settle well you must truly integrate into the community – and learning the language properly is a must. The ski resort of Bansko (and nearby spa village Banya) has obvious charms. Let’s discuss Living in Bulgaria. Therefore, if you are considering Bulgaria, it is one of those nations where preconceptions count for very little, and where you need to spend an extended time exploring before you commit to your relocation. Expat Health Insurance . Bulgarian hotel and restaurant prices are apparently below half the average for the EU. Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to Bulgaria. *Please Read This Group Info Before Posting* This group is for people interested in Bulgaria, perhaps already maybe living in Bulgaria, considering living in Bulgaria, simply interested in living in Bulgaria and learning about Bulgaria. Living in Bulgaria is guide for foreigners and expats. The city of Sofia is warm, historic, inviting – and cheap! Join hundreds of expats who've already benefited with our free guides. Spend any time checking forums and you’ll find fairly even numbers of British expats extolling Bulgaria’s virtues or hauling it over the coals. Others who have taken perhaps a more considered approach to relocation, who have spent time getting to know Bulgaria for themselves before relocation, and who have subsequently made a better-informed decision to relocate have seemingly adjusted well to what is an undoubtedly very beautiful country, but one that doesn’t always live up to its hype. The cost of living in Bulgaria is very small. Air Cargo. Discover best places to live in Bulgaria. Your private pensions can of course be paid to you wherever you are living. Naturally enough a low cost of living is a massive draw. You’ll find plenty of ‘horse-and-cart villages’ alongside the potholes in what is the EU’s poorest member state. Expatra is published by Expatra Ltd. UK © 2020. There are always highs and lows associated with starting a new life abroad…but Bulgaria’s positive and negative aspects often cancel each other out. Rent in Bulgaria is, on average, 76.18% lower than in United States . It is the cheapest city to live in … The cost of living in Sofia Bulgaria is cheap. Unlike other retirement hotspots in Europe, Bulgaria does not have obvious British enclaves. Trying traditional cuisine is a must when visiting a foreign country, and Bulgaria has a lot to offer. Country is a place to live with minimal costs. Bansko. Breakdown of prices in Varna, Bulgaria for housing, food, transportation, going out for December 2020. It is full of useful information and step-by-step guides on how things work and how to survive in Bulgaria… Cost of Living / Bulgaria; Cost of Living Score. Getting used to living in a new country is always a challenge. So if your income comes from outside of the country and is of the UK standards than you can live in Bulgaria like a king. We get so many emails about this subject and it has taken a lot of research to get to the bottom of this question. A basic plan from Uniqa for a couple under 70 years old will cost 330 BGN (£145) a year. What’s more, those who took their time exploring the nation before committing to one city, town or village based on only limited research have settled in more effectively. However, salaries in Bulgaria are equally low. that are catered to the American tourist. Expat Exchange: 10 Tips for Living in Bulgaria Expats living in Bulgaria can have all kinds of experiences while living abroad there. If you earn a foreign income or pension, the cost of living is incredibly affordable and property prices have settled from their wild peaks. The rate of home ownership in Bulgaria is high, at close to 90 percent, with many Bulgarians inheriting land and even a second home. You will need to present proof of your income or pension and that you have a bank account in Bulgaria. 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